If you only work with 2 clients as a freelancer, your income depends heavily on a small number of revenue sources. Your hourly rate needs to reflect limited client capacity and potential gaps between projects.
Freelancers must account for taxes, downtime, and business expenses. A common rule is to increase your target salary by 30–50% to arrive at a sustainable freelance rate.
Working with fewer clients increases income concentration risk and reduces total billable hours. To maintain stability, your hourly rate must account for gaps, churn, and uneven workloads.
This is useful for comparing freelance rates, job offers, or understanding your effective hourly earnings.